QMortgage is a packaged BI application built using Oracle's Business Intelligence Beans and the OLAP Option to Oracle Database 10g. Built on Oracle technology but available for deployment on any standards-based J2EE application server, QMortgage takes the components within Oracle's business intelligence framework and delivers a vertical analytic solution that is quick to deploy, economical to license yet leverages the industrial-strength capabilities of the Oracle platform.

Like most industries, the mortgage banking market is a highly competitive market with over 2,000 US banks and over 20,000 US mortgage brokers, who process tens of millions to several billion dollars a month in loan funding, depending on the bank size. With the refinance boom ending as interest rates increase, most mortgage banks face a declining number of loan applications and therefore need to look for new ways of increasing profit, reducing expense, and increasing efficiency.

QDecisions believes in "Buy and Extend". Implement the out of the box product in 90 days, and customize the remaining 20%. It's faster, cheaper, and delivers what you need to run the business more effectively. For those customers who do not want to manage their own installation, QDecisions can host the application in our Tier 1 data center, providing secure data transfer and reliability for a predictable monthly cost.

QMortgage uses the OLAP Option to Oracle Database 10g as its analytic engine. The OLAP Option is a fully-functional OLAP server embedded directly within the Oracle RDBMS, that can be thought of as a "high-performance decision support engine" that complements and extends the existing analytical capabilities of the Oracle database. It provides a dimensional model over your data, multidimensional datatypes and calculations, extensions to SQL and a Java OLAP API that are used by QMortgage to provide ad-hoc analysis and a KPI dashboard.

QMortgage uses an extensible security model based on J2EE standards and the Java Authentication and Authorization Service (JAAS). Sign on to the web application can be authenticated against a number of standard directories (eg LDAP, AD) .

All of these components and applications built Oracle's business intelligence components but can in fact be deployed on any standards-compliant J2EE application server, giving customers the ability to deploy QMortgage in the environment of their choice.